Buy Now Pay Later with NeoPay
Payments across 12 months.
Pay in 12
iPhone 18 Pro
From 156$/month
Pay in 12
iPhone 18 Pro Max
From 168$/month
Pay in 12
Apple Watch Series 12
From 48$/month
Pay in 12
MacBook Neo
From 83$/month

Pay in 12
Apple Watch Ultra 4
From 96$/month
Pay in 12
MacBook Air
From 151$/month
Pay in 12
MacBook Pro
From 190$/month

Pay in 12
iPad Air
From 85$/month
Pay in 12
iPad Pro
From 142$/month
How to Pay In-Store with neo by Bank Audi App?
-
Step 1
Open your neo by Bank Audi App and tap Pay via QR under Quick Actions on the home screen.
-
Step 2
Our store employee will create a QR code and show it to you. Scan the QR code using the neo App and select Pay in Full or Pay in Installments, if eligible.
-
Step 3
Once the payment is confirmed, your order will be confirmed.
-
Disclaimer:
- BNPL is available to eligible neo clients who receive their salary through neo or have maintained high account inflows over the past 3 months, subject to the bank’s eligibility criteria and approval. Terms & Conditions apply.
- To check your eligible BNPL limit, go to the Loans section and check status in your neo App.
- The Pay in Installments option will only appear if your purchase amount is within your eligible BNPL limit.
Frequently Asked Questions
What is Buy Now, Pay Later (BNPL) with neo by Bank Audi?
Buy Now, Pay Later (BNPL) allows eligible neo by Bank Audi customers to shop at iSTYLE and split their purchases into 12 convenient monthly installments instead of paying the full amount upfront.
Who is eligible for BNPL?
BNPL is available to eligible neo clients who receive their salary through neo or maintain consistent account activity, subject to the bank’s eligibility criteria and approval. Terms and Conditions apply.
How can I check my eligible BNPL limit?
Open your neo by Bank Audi App, go to the Loans section, and check your eligible Buy Now, Pay Later limit under Status.
How can I pay in installments at iSTYLE?
It's simple!
- Step 1: Open your neo App and tap Pay via QR under Quick Actions on the home screen.
- Step 2: Scan the QR code generated by the iSTYLE store employee.
- Step 3: Select Pay in Installments, if eligible, and follow the instructions to confirm your payment.
Once your payment is successful, your purchase will be confirmed.
Why can't I see the Pay in Installments option?
The Pay in Installments option will only appear if your purchase amount is equal to or less than your eligible BNPL limit. If the option doesn't appear, you can still choose to Pay in Full.
Can I use BNPL if I don't have a neo by Bank Audi account?
No. You must be an eligible neo by Bank Audi customer to benefit from BNPL. Don't have an account yet? Download the neo App using this link https://www.bankaudi.com.lb/neo-app to get started. Please note that opening an account does not guarantee BNPL eligibility.
What is the minimum purchase amount required for BNPL?
The minimum purchase amount is USD 100.
What is the interest rate on BNPL? Are there any additional charges?
BNPL comes with an interest rate of 9.9%, with no additional charges.
Which account can I use to pay at iSTYLE using BNPL?
You can use your USD Current Account through the neo App to make your BNPL payment.
How will my monthly installments be deducted?
Your monthly installments will be deducted from your linked neo account according to your repayment schedule.
Where can I check my remaining installments and repayment schedule?
You can view your BNPL details, purchased amount & date and repayment schedule under the Loans section > Status > BNPL > View on your neo App.
Can I repay my installments early?
Yes. Go to Pay Full under Loans section > Status > BNPL
What happens if I miss an installment payment?
You will be charged late fees if not paid within 15 days.
Can I make multiple purchases using BNPL?
You may be able to make multiple BNPL purchases, provided you have sufficient available BNPL limit.
Can I use BNPL to shop instore & online at iSTYLE?
BNPL option is available exclusively in-store for now.
Can I combine BNPL with ongoing iSTYLE promotions and discounts?
Yes. BNPL can be used alongside iSTYLE promotions, discounts, and special offers.
Who should I contact if I need assistance?
For any questions related to your neo account, BNPL eligibility, or payments, contact the neo by Bank Audi support team at 1560 or through the in-app chat.
United Arab Emirates
Lebanon
Iraq







